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CSI Canadian Securities Course Exam2 Sample Questions (Q128-Q133):
NEW QUESTION # 128
When acting as a principal, how do investment dealers generate revenue?
- A. Through brokerage changes.
- B. Through commissions
- C. Through spreads on buy/sell prices.
- D. Thrown tracers.
Answer: C
Explanation:
When acting as aprincipal, investment dealers buy and sell securities for their own account. They generate revenue by earning aspread, which is the difference between the price at whichthey buy securities (bid price) and the price at which they sell them (ask price). This is distinct from their role as an agent, where revenue is earned through commissions on trades executed on behalf of clients.
* A. Through commissions: Commissions are earned when acting as an agent, not as a principal.
* B. Through tracers: This term does not apply to revenue generation.
* C. Through brokerage charges: Brokerage charges relate to fees imposed on client accounts, not principal trading spreads.
NEW QUESTION # 129
What bond should an advisor recommend to someone who wants to hold bonds and maximize potential cap- tai gams when interest rates are expected to fall?
- A. A short-term bond with a low coupon.
- B. A short-term bond with a high coupon.
- C. A long-term bond with a low coupon.
- D. A long-term bond with a high coupon.
Answer: C
Explanation:
Along-term bond with a low couponwill maximize capital gains when interest rates fall. Here's why:
* Long-term bondsare more sensitive to interest rate changes due to their longer duration, which amplifies the price movement.
* Low coupon bondsare more affected by changes in interest rates compared to high coupon bonds because more of their value comes from the principal repayment rather than periodic interest payments.
Other options:
* Short-term bonds: Have lower duration and less sensitivity to interest rate changes, so they do not maximize capital gains.
* High coupon bonds: Are less sensitive to interest rate changes because of their higher periodic cash flows.
References:
* Volume 1, Chapter 7:Fixed-Income Securities: Pricing and Trading, section on "Impact of Maturity and Coupon on Bond Prices" explains the relationship between interest rate changes, bond duration, and price sensitivity.
NEW QUESTION # 130
Which exchange trades all financial and equity futures and options listed for trading in Canada?
- A. ICE NGX Canada
- B. Canadian Securities Exchange
- C. Toronto Stock Exchange
- D. Montreal Exchange
Answer: D
Explanation:
TheMontreal Exchange (MX)is the sole Canadian exchange that lists and trades all financial and equity futures and options. It is a derivatives exchange specializing in these products and is part of the TMX Group.
* A. ICE NGX Canada: This platform focuses on energy products like natural gas and electricity, not equity futures or options.
* B. Canadian Securities Exchange: This exchange supports small-cap stocks but does not deal with derivatives.
* D. Toronto Stock Exchange: This exchange lists equities and some other securities but does not specialize in trading futures or options.
NEW QUESTION # 131
Kenji is ready to place a large trade in a European small-cap ETF, traded on the TSX. It is 10 a.m. in Toronto, where Kenji is located. What trading tip can Kenji use to protect his trade from sudden price movements?
- A. Place his trade close to the end of the TSX's regular trading hours.
- B. Place his trade by using a limit order.
- C. Place his trade when a trading halt is issued for any underlying ETF holding.
- D. Place his trade by executing it in small portions at a time.
Answer: B
NEW QUESTION # 132
What is an example of a common feature of robo-advisor services?
- A. The portfolios are rarely rebalanced
- B. Portfolios are built primarily with individual stocks and bonds.
- C. A telephone call with an advisor verifies that the computer-generated portfolio is suitable for the client.
- D. The service is exclusively provided to intermediaries such as advisors and employers
Answer: C
Explanation:
Many robo-advisors offer a hybrid model where an automated portfolio recommendation is supplemented by human oversight. A telephone call with an advisor ensures the portfolio generated by the algorithm aligns with the client's risk tolerance and investment objectives. This step helps meet regulatory suitability requirements.
* A. The service is exclusively provided to intermediaries such as advisors and employers: Robo-advisors are directly available to retail clients and are not exclusive to intermediaries.
* B. The portfolios are rarely rebalanced: Robo-advisors typically offer frequent or automatic rebalancing to maintain target asset allocations.
* C. Portfolios are built primarily with individual stocks and bonds: Robo-advisors predominantly use ETFs for diversification and cost-efficiency, not individual securities.
Reference:CSC Volume 1, Chapter 1, "Financial Technology - Robo-Advisors" highlights the hybrid models and regulatory compliance processes employed by robo-advisors
NEW QUESTION # 133
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